Stefan Hardt completed an apprenticeship as a banker and then he studied busi-ness administration at the University of Deutschen Bundesbank. After successfully completing his studies at the University of the Deutschen Bundesbank, he obtained an advanced banking diploma. In 2010 he assumed the presidency of the Regional Office in Rhineland-Palatinate and Saarland. Since 2015, Mr. Hardt works as the Di-rector General Cash Management.